Friday, February 26, 2010

Investments (Chapter 4)

*Capital gain- money earnd in an equity investment.

*Capital loss- money lost in an equitity investment.

*Debt Investment- an investment that involves lending money to a company.

*Eqjuity investment- an investment that involves lending money to a company.

*Canad Deposit Insurance Corporation (CDID)- a corporation that offers protection for certain investments in Canadian financial institutions.

*Face value-Value at the maturity date.

*Maturity date- The date on which you can redeem your GIC, bond, or T-bill without penalty.

*Term- length of an investment.

*Portfolio- a selection of investments.

*The rule of 72- To quickly estimate the length of time it takes fo an investment to double in value, divide 72 by the interest rate (as a number, not a perentage) to find the time in years. For example, if the interest rate is 10%, divide 72 by 10. It would take 7.2 years.

*Formula for future value- FV= [PMT (1+i)n- 1/ i ]

No comments:

Post a Comment